TermsCondtionsPrivacy

📋 TERMS AND CONDITIONS & PRIVACY POLICY

TERMS AND CONDITIONS

Last Updated: [11/2/25]

1. ACCEPTANCE OF TERMS

By purchasing and using the Box Truck Credit Blueprint, Credit Accelerator Toolkit, or Credit Champions Club membership (collectively, "Products"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, do not purchase or use our Products.

2. PRODUCT DESCRIPTION

Box Truck Credit Blueprint ($37): Digital educational product providing credit repair strategies and templates for aspiring box truck owners.

Credit Accelerator Toolkit ($67): Advanced digital toolkit with specialized templates, lender database, and emergency credit repair strategies.

Credit Champions Club ($27/month): Monthly membership providing ongoing credit repair resources, community access, and business preparation content.

3. PAYMENT AND BILLING

All payments are processed securely through our payment processor
One-time products are billed immediately upon purchase
Monthly memberships are billed on the same date each month
All prices are in USD
You are responsible for any applicable taxes

4. REFUND POLICY

Box Truck Credit Blueprint & Credit Accelerator Toolkit:

30-day money-back guarantee from date of purchase
To request a refund, email [email protected] with your order number
Refunds will be processed within 5-7 business days

Credit Champions Club Membership:

Cancel anytime before your next billing cycle
No refunds for partial months
Access continues until the end of your current billing period

5. INTELLECTUAL PROPERTY

All content, templates, guides, and materials are protected by copyright and owned by Newton Ventures LLC. You may use these materials for personal use only. You may not:

Resell, redistribute, or share the materials
Copy or reproduce content for commercial purposes
Reverse engineer or create derivative works

6. DISCLAIMERS

Educational Purpose Only: Our products provide educational information about credit repair strategies. We are not a credit repair company and do not provide credit repair services.

No Guaranteed Results: While our strategies have helped many people improve their credit, individual results may vary. We cannot guarantee specific credit score improvements or financing approvals.

Not Legal or Financial Advice: Our content is for educational purposes only and should not be considered legal or financial advice. Consult with qualified professionals for specific legal or financial guidance.

7. LIMITATION OF LIABILITY

Newton Ventures LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our products, even if we have been advised of the possibility of such damages.

8. USER RESPONSIBILITIES

You agree to:

Use the information responsibly and legally
Not engage in fraudulent activities
Provide accurate information when making purchases
Comply with all applicable laws and regulations

9. MODIFICATIONS

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Continued use of our products after changes constitutes acceptance of the new terms.

10. CONTACT INFORMATION

For questions about these terms, contact us at:

Email: [email protected]
Address: 301 S. McDowell St. Suite 125-1588 Charlotte, NC 28204

PRIVACY POLICY

Last Updated: [Current Date]

1. INFORMATION WE COLLECT

Personal Information:

Name, email address, billing address
Payment information (processed securely by our payment processor)
Communication preferences

Usage Information:

How you interact with our website and products
IP address, browser type, device information
Pages visited and time spent on our site

2. HOW WE USE YOUR INFORMATION

We use your information to:

Process your orders and deliver products
Send you important updates about your purchases
Provide customer support
Send marketing communications (with your consent)
Improve our products and services
Comply with legal obligations

3. INFORMATION SHARING

We do not sell, trade, or rent your personal information to third parties. We may share information with:

Service Providers: Payment processors, email service providers, and other vendors who help us operate our business (under strict confidentiality agreements)

Legal Requirements: When required by law, court order, or to protect our rights and safety

4. DATA SECURITY

We implement appropriate security measures to protect your personal information, including:

SSL encryption for data transmission
Secure payment processing
Regular security updates and monitoring
Limited access to personal information

5. YOUR RIGHTS

You have the right to:

Access the personal information we have about you
Request correction of inaccurate information
Request deletion of your personal information
Opt-out of marketing communications
Withdraw consent for data processing

6. COOKIES AND TRACKING

Our website uses cookies to:

Remember your preferences
Analyze website traffic and usage
Provide personalized content
Enable social media features

You can control cookies through your browser settings.

7. EMAIL COMMUNICATIONS

Transactional Emails: We will send you emails related to your purchases, account, and customer service (you cannot opt-out of these)

Marketing Emails: We may send you promotional emails about our products and services (you can opt-out anytime using the unsubscribe link)

8. DATA RETENTION

We retain your personal information for as long as necessary to:

Provide our services
Comply with legal obligations
Resolve disputes
Enforce our agreements

9. THIRD-PARTY LINKS

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. Please review their privacy policies before providing any information.

10. CHILDREN'S PRIVACY

Our products are not intended for children under 18. We do not knowingly collect personal information from children under 18.

11. INTERNATIONAL USERS

If you are accessing our services from outside the United States, please note that your information may be transferred to and processed in the United States.

12. CHANGES TO THIS POLICY

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated date.

13. CONTACT US

For questions about this privacy policy or to exercise your rights, contact us at:

Email: [email protected]
Address: 301 S McDowell St. Suite 125 - 1588 Charlotte, NC 28204

GDPR COMPLIANCE (For EU Users)

If you are located in the European Union, you have additional rights under the General Data Protection Regulation (GDPR):

Right to Access: Request a copy of your personal data
Right to Rectification: Request correction of inaccurate data
Right to Erasure: Request deletion of your personal data
Right to Restrict Processing: Request limitation of data processing
Right to Data Portability: Request transfer of your data
Right to Object: Object to certain types of data processing

To exercise these rights, contact us at [email protected]

CALIFORNIA PRIVACY RIGHTS (CCPA)

If you are a California resident, you have the right to:

Know what personal information we collect and how it's used
Request deletion of your personal information
Opt-out of the sale of personal information (we do not sell personal information)
Non-discrimination for exercising your privacy rights